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The financial market is a complex organism comprised of a great series of specialized institutions that accompany you, the borrower, through the money lending process. In this day and age it is utterly important to understand the logics of this intricate financial apparatus. This article will introduce you to some elementary monetary concepts and it will situate banks within the financial mechanism, identifying their main status and function. Furthermore, the article will also focus on what nowadays seems to be most people’s concern: getting a personal loan and finding a personal loan bank to do business with.
 
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