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I applied at 1 hour cash because of a situation I could not control.Although I was skeptical about using...

Julia M.

 

I needed some money fast without any of those long applications. I was approved so fast, that I could hardly believe it.

Anna R.

 

short term personal loan



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The repayment period is 14 days in most cases. Some companies offer 30-day loans as well, but in this case the interest rates are much higher most of the time. One should be very careful when choosing a short term personal loan, because finance fees can be rather high as well. Also, failing to respect the deadline on a short term loan can have undesirable consequences due to the expensive late fees.

Credit history is still of a slight importance in some cases, but not as crucial as it is in the case of banks and financial institutions that offer regular long term loans. Nevertheless, even though individuals with bad credit rating can receive a short term loan, an active bank account and steady employment still play an important role in the company’s decision of approving or rejecting the loan. Moreover, the client needs to have a monthly income of at least 1000 or 1500 dollars in order to qualify for a short term personal loan. This is because the lending company has to make sure that every borrower has the capability to repay the money.
 
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